Less Wrong Product & Service Recommendations

lukeprog

I have often benefited from recommendations for Things I Didn't Know I Wanted.

Given that Less Wrong is a community of unusually intelligent, critical, and self-improvement-focused people, I suspect we can generate a pretty helpful thread of product recommendations — perhaps even a monthly thread of product recommendations.

Rules:

Post one product your recommend per comment, so they can be discussed and voted on independently.
Provide a link for purchasing the product.
No books, movies, TV, games, or music. (These should go in other threads, like this one or this one.)

I'll post my own recommendations to the comments section, too.

I have often benefited from recommendations for Things I Didn't Know I Wanted.

Rules:

Post one product your recommend per comment, so they can be discussed and voted on independently.
Provide a link for purchasing the product.
No books, movies, TV, games, or music. (These should go in other threads, like this one or this one.)

I'll post my own recommendations to the comments section, too.

When using a date fund, it's harder to attain your target asset allocation if you have any other retirement savings. I'm currently in VEMAX (emerging markets) and VTSAX (total stock market), along with Wilshire 5000 and EAFE (Europe-Australia-Far-East) from another account. I do the balancing myself with a simple one-page spreadsheet. (25% bonds, 75% stocks (35% international, 65% domestic)). All of my bonds are medium term US government securities. Date funds do the rebalancing for you, but they don't take into account your other holdings, nor your personal risk tolerance.

How frequently do you re-balance?

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Less Wrong Product & Service Recommendations

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Less Wrong Product & Service Recommendations

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