moocow1452 comments on Who Wants To Start An Important Startup? - Less Wrong
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This sounds a lot like a credit union.
You mean in terms of it being a member-restricted lending institution, in terms of existing CUs using group social pressure to encourage loan repayment (which, if true, I didn't know), or in some other respect(s)?
Group social pressure is a commonly used tool in microfinance efforts. Might be worth reading about them.