Jedd (at Berkeley LW meetup) says that prosper.com you can get 16% lending, its unsecured. Before the defaults its 37% - the 16% is after defaults.

Shannon suggests having a company that arranges loans for you based on whatever information you give them to evaluate. Silas says this already exists.

Jedd asks what size of loans? He thinks smaller loans are more likely to happen.

Scott points out you can aggregate lenders.

Kaitlin asks about Linkedin networks of loans - chains of connections to establish trust through social networking.

Jedd suggests making an AI to optimize loans on Prosper.