Alicorn comments on Call for Anonymous Narratives by LW Women and Question Proposals (AMA) - Less Wrong
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If you gave me $500 and then immediately alerted me to the availability of a ticket you'd probably catch me before the $500 entered the "my money" mental bin, because I'd still be a little confused about why you randomly handed me $500 and expect to have to give it back.
Risks of medium-sized unexpected expenses like that are already factored into how conservative I am about handling money on this scale, so I don't think that would have an effect.