No link, no mention of what Modafinil is or why I should care, not even a name of the insurance company? You haven't even assigned a likelihood to your prediction, which leaves it unworthy of Predictionbook, never mind a LW post.
Wikipedia link added, you should care if you had been considering using the drug but if you have then my post has immediate actionable value, I would rather not disclose the name of my insurance company, >50% for elite schools.
Modafinil is now being covered by at least one insurance company in Massachusetts under which it costs less than $1 for a 200 MG pill. I predict a huge college black-market trade in the drug.