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MileyCyrus comments on Teaching English in Shanghai - Less Wrong
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How are the worst-case-scenario recovery tools? I.E., if you're injured, do you risk bankruptcy from medical care? How's the crime risk? Long term health risks?
If you're working legally, the schools are required to pay 80% of your health insurance costs. If you're working illegally you can buy global health insurance. In fact, your health insurance might already cover you (call your provider to make sure though). Also if you're an American under 26, you can still use your parents' insurance.
Like others have mentioned, air pollution is a problem. Living in Beijing (where pollution is worse) is equivalent to smoking a sixth of a cigarette a day, which would reduce your life by a couple minutes. Noise pollution is 72 decibels during the day, which is loud enough to stress you out but not loud enough to permanently damage your hearing. Lead pollution would be my biggest concern. I would drink only filtered water and get periodic blood tests.