Quite so. I am fond of pointing out that an eighteen year old girl cannot commit herself to always be sexually available to one man and never to any other, in return for a promise of undying love and guaranteed life long support for her and her children, but can commit herself a gigantic debt that can never be expunged by bankruptcy in return for a credential of uncertain, and frequently negative, value.

I agree. We have lost the right to marry as Sister Y says.