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Viliam_Bur comments on Boring Advice Repository - Less Wrong
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Maybe the saved money itself during youth is not as important as starting a good habit. Then when you start making decent money, you already have a habit of saving them, and you are already familiar with how it works (you don't have an "ugh" field about money and saving).
strongly agree. I get a lot of mileage out of the rule of thumb "keep your lifestyle expenses a pay raise or two behind you."
I agree -- though there have been times when I was more frugal than in retrospect I wish I had been.