I drive an SUV with a hightened rollover risk. I drive my SUV with that risk in the back of my mind, always. I always wear my seatbelt, for example. I do not drive agressively. These two traits negate the rollover risk almost completely.

There must be a name for this kind of fallacy. Unless driving an SUV is psychologically necessary for Buzzcut to remember to wear seatbelts and to drive defensively?