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ThrustVectoring comments on Bitcoins are not digital greenbacks - Less Wrong
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Eh, that's the same thing as the straight up USDcoins, along with the issuer buying an option to buy back the USDcoin for 100 bitcoins instead of it's market price.
The straight commission structure makes more sense to me. The bundle isn't an attractive option to potential customers.
My thoughts exactly. People use put and call options rather than 'bundles' for a reason. It's just so much simpler.