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John_Maxwell_IV comments on Post ridiculous munchkin ideas! - Less Wrong
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You'll hurt your credit rating, right? Which makes it harder to find places to rent, 'cause landlords will want to know your credit rating. And of course, harder to get credit cards, auto loans, mortgages.
See also: voluntary homelessness.
Yes, of course. If your risky bet doesn't pay off, you're screwed - but there's a limit to how screwed you can get.