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Roxolan comments on Post ridiculous munchkin ideas! - Less Wrong
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The hack generates money if you invest the "loan" into something that pays interests in less than a month. Not enough money to be worth your time, of course; but it's still infinite free money for a given value of "infinite".
The hack generates money if you invest the loan into anything that pays interest. It requires fiddling to be done monthly but the investment can be anything and can be ongoing.