I don't know exactly what you mean by that, but my (optional) employer-provided health insurance had a premium increase when I opted to include my family vs just insuring myself. Of course, the increase wasn't the same as doubling the price, but the coverage was contingent on my having a full-time job that chose to offer it and my paying more for it.
There's a lot of background mess in our mental pictures of the world. We try and be accurate on important issues, but a whole lot of the less important stuff we pick up from the media, the movies, and random impressions. And once these impressions are in our mental pictures, they just don't go away - until we find a fact that causes us to say "huh", and reassess.
Here are three facts that have caused that "huh" in me, recently, and completely rearranged minor parts of my mental map. I'm sharing them here, because that experience is a valuable one.