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Tenoke comments on Why is it rational to invest in retirement? I don't get it. - Less Wrong
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Not to mention, that there is also some chance that technology will make your investments less valuable - be it because of nano machines, 3d printing, uploading, AI-related progress, x-risk or 'the singularity'.
The odds of that are low - new technology increases the overall wealth of society, after all. Yeah, I might lose some if I invest in the wrong fields, but if I invest in index funds, the mint made by a company with a really good new idea will outstrip the losses from the buggy-whip companies.