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TheOtherDave comments on Why is it rational to invest in retirement? I don't get it. - Less Wrong
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Do you anticipate technological progress flattening out at some point? Or, perhaps more relevantly, do you anticipate anticipating a lower rate of technological progress than you currently do?
If not, it seems some additional factors should be taken into account here.
Even if you do anticipate flattening, some of the potential perks on the horizon are of such large +EV that a small chance of them is worth apportioning non-trivial resources towards.