pragmatist comments on Preparing for a Rational Financial Planning Sequence - Less Wrong

21 Post author: elharo 22 May 2013 11:48AM

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Comment author: pragmatist 22 May 2013 01:21:29PM *  13 points [-]

The fact that you have a subsection entitled "Diamonds are forever, but most women would rather have a house." as part of the "Your Spouse" section suggests that you are assuming the reader's spouse is/will be a woman, which in turn suggests that you are assuming your reader is a man. Perhaps this is intentional and you really do want to write a book on financial advice for men, but I suspect it's actually an instance of a common failure mode (especially since you use "Jane" as an example in an earlier chapter). So if you're worried about potentially alienating some of your readership, you might want to rethink the title (and perhaps the content) of that section.

Comment author: elharo 22 May 2013 03:18:53PM *  5 points [-]

I was wondering if anyone would pick up on that. :-) For details you'll just have to wait for that chapter. However, I will say that just as there is financial advice specific to U.S. citizens, there is also financial advice specific to various genders, sexual orientations, and family units. That section is aimed primarily at heterosexual, monogamous couples since they're the ones who spend big bucks on rings. And note that they really both spend on this: the initial purchase may come out of the man's bank account, but it's the couple's net assets that are reduced post-marriage.

"Jane" is a pseudonym for a specific woman whose story is I think very informative for the target audience.

Comment author: coffeespoons 25 May 2013 01:13:21PM 1 point [-]

I would be pretty interested in seeing financial advice specifically aimed at women. Many women seem to rely on their partners/husbands to support their lifestyle to a greater degree than I think is really wise, given the divorce rate. I've seen women who are almost certainly smarter than me doing this, and I'm always a bit surprised. I've also seen it go wrong - for example a woman I know is getting divorced and is going to have trouble finding work as she hasn't worked for over a decade, due to relying on her husband.

Comment author: Viliam_Bur 29 May 2013 02:53:07PM 2 points [-]

On the other hand, a well-planned divorce could be an important part of a financial plan. "Early Retirement Extreme Extreme" -- get retired within a week! :D

Comment author: [deleted] 23 May 2013 04:59:58PM 1 point [-]

Let me guess, "Jane" waited too long to sign up for cryonics.