Would be interested in parts of this. Start with whatever you think you're best at writing that doesn't require earlier material and let's have comments. Some things I want to discuss and hear discussed:

• Why shouldn't I live on interest plus part of the principal during retirement? If I should, what does this do to all the numbers guides suggest?
• Why shouldn't I invest 100% in Berkshire Hathaway while young? Don't just hold up a sign saying diversification, because then I have to ask why BRK isn't as diversified as you're suggesting I be.
• What trade-off am I actually making if I donate e.g. 20% of my annual after-tax income to charity? Years until retirement, dollars per month during retirement, etc.?
• Naively each time tick I want to maximize the expectation of the log of the ratio of my investments' value at the end of the tick to the value at the beginning. What's missing from that other than non-independence of behavior during different time ticks?

I would feel right about paying $0-$15 depending on my mood to read a book on this sort of material written by someone who wrote the above post if I had that option soon after it was available without reactions from other readers. With bad reactions, $0. With no reactions after enough time that there should have been good reactions, $0-5. With good reactions, $5-40-200+ depending on content and reactions. I think more good would come of discussion on well-written initial posts than of a long monologue.