Right now?

Well, let's see. My basic needs are met (and then some), I have long-term goals for work (on track) and medium-term goals for personal development (getting there)...

My long-term personal goals are fundamentally impossible without intelligence enhancement. This, to be honest, makes the question a little hard to answer.

The thing is, I haven't thought about this as formally as you're suggesting I should; I've barely thought about it at all. Doing what I usually do seems to automatically get me moving in the direction I want.