EHeller comments on On Walmart, And Who Bears Responsibility For the Poor - Less Wrong
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I've spent a fair amount of time volunteering in fairly poor communities, and i my experience, many of the people living in those areas work multiple part-time jobs, some "official" some under-the-table.
In the US at least, statistics bare this out- even 45% of homeless people have worked a job in the last week (much fewer have regular jobs, because of the nature of homelessness). 13% have regular jobs (are working poor). ~25% or so of people below the poverty line are working poor, and the fraction has been increasing. I imagine if you include under-the-table jobs, its much higher.