I think the stronger point against finance and consulting is that they are very hedonically suboptimal. Or, in plain language: their motivation ratio of intrinsic to extrinsic is so damn low that they burn people out really, really quickly. Even if you're going to donate every penny to $YOUR_FAVORITE_CAUSE, wrecking your health and your psyche within less than a decade to do so is unsustainable and miserable.

Strong evidence: burnout rates in finance and consulting are high, very few students enter university looking to enter those careers, and very few students from sub-elite institutions ever enter them at all (indicating that if you're not being deliberately tempted with a fat salary and bonus check, there's just very little reason to go to finance).