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shminux comments on Why I haven't signed up for cryonics - Less Wrong
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Initially I wanted to mention that there is one more factor: the odds of being effectively cryopreserved upon dying. I.e. being in a hospital amenable to cryonics and with a cryo team standing by, with enough of your brain intact to keep your identity. This excludes most accidental deaths, massive stroke, etc. However, the CDC data for the US http://www.cdc.gov/nchs/fastats/deaths.htm show that currently over 85% of all deaths appear to be cryo-compatible:
So, given how ballpark all your estimates are, this one factor is probably irrelevant.
What percent of young people's deaths are cryo-compatible? Hypothetically, if most 70-80 year old people who die are in a hospital bed weeks after a terminal diagnosis, but most 30-40 year old people who die are in a wrecked car with paramedics far away, it might make sense for a 34 year old on the fence to forgo the cryonics membership and extra life insurance now but save the money he would have spent on premiums to sign up later in life.