Remember, your life has instrumental value others don't; if you risk your life for a paycheck, you're risking all future paychecks as well as your own life-value. The same applies to stressing yourself out obsessively working multiple jobs, robbing banks, selling your redundant organs ... even simply attempting to spend all your money on charity and the cheapest of foods tends too be a fairly bad suggestion for the average human (although if you think you can pull it off, great!)