Pretty much, yes. The whole difference between Genre and Genre Savvy is that a Genre Savvy viewer recognizes what would actually happen in real life, whereas fictional characters not only don't recognize that, their whole universe functions in a different, less logical way.
In fiction, refusing to shoot Osama bin Laden means he ends up serving time in jail, and justice is served.
In real life, refusing to shoot Osama bin Laden means he tells his followers he has enjoyed a Glorious Victory Against the Western Kuffar Cowards (don't laugh: this is what fascist movements actually believe), which spurs them to a new wave of violence.
In fiction, refusing to shoot Osama bin Laden means he ends up serving time in jail, and justice is served.
Depends on the genre. Sometimes it means he waits until your back is turned and tries to kill you, thereby allowing you to kill him to defend yourself. Sometimes it means he goes free and mocks you and then dies of a heart attack. Sometimes it means he goes free and his mocking laughter is heard over the credits.
Disclaimer: I am not a philosopher, so this post will likely seem amateurish to the subject matter experts.
LW is big on consequentialism, utilitarianism and other quantifiable ethics one can potentially program into a computer to make it provably friendly. However, I posit that most of us intuitively use virtue ethics, and not deontology or consequentialism. In other words, when judging one's actions we intuitively value the person's motivations over the rules they follow or the consequences of said actions. We may reevaluate our judgment later, based on laws and/or actual or expected usefulness, but the initial impulse still remains, even if overridden. To quote Casimir de Montrond, "Mistrust first impulses; they are nearly always good" (the quote is usually misattributed to Talleyrand).
Some examples:
I am not sure how to classify religious fanaticism (or other bigotry), but it seems to require a heavy dose of virtue ethics (feeling righteous), in addition to following the (deontological) tenets of whichever belief, with some consequentialism (for the greater good) mixed in.
When I try to introspect my own moral decisions (like whether to tell the truth, or to cheat on a test, or to drive over the speed limit), I can usually find a grain of virtue ethics inside. It might be followed or overridden, sometimes habitually, but it is always there. Can you?