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ThrustVectoring comments on How can I spend money to improve my life? - Less Wrong
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Other people in this thread have gone down the obvious "spend money to pay people to do things you don't like doing but want done" route. My suggestion is to get hobbies. Awesome, awesome hobbies. Sure, there's a time commitment to continue with a hobby, but they can be put down with little ill effect.Here's what I'd start with:
Archery. Buy a bow and some lessons and perhaps a range membership.
Sailing. Sunscreen, clothing, and a Sunfish or other small dinghy. Maybe get lessons as well. I'd start at a lake.
Blacksmithing or welding. Take some fun classes along those lines at a community college or trade school or the like. Alternatively, you can get pliers and some metal wire and make chain mail (this, however, is much more time intensive, but cheap in terms of money alone).
Racing. You'd probably want to start with go-karts and the like.
Sports. Generally cheap and enjoyable.
As far as programming, writing, and people skills go, a big part of improving is spending time on it. Getting paid feedback can probably help as well.
For life-optimization in general, moving to a place closer to work and cutting down on your commute is worthwhile in general. You'd have to do the math to see how much you'd wind up paying for your time.
Getting rid of stuff to maintain is a freebie. Things are option-priced: owning something gives you the right to use it later. It also forces you to either maintain it or lose it. Keep track of the time and money costs as well as how often you use your car, and compare to the costs of renting a car instead.
I'd also recommend laser eye surgery, particularly if you have any amount of astigmatism or are clumsy. Financed over two years, my cost is something like $5/day. And as for clumsiness, well, a significant amount of that sort of thing goes away when things are the same shape across your field of vision. It's anecdotes, sure, but all four people (myself included) that I know that got lasik have better hand-eye coordination and significantly reduced clumsiness. It's hard for me to overstate how valuable laser eye surgery has been. My sister rates it as the third best decision she's ever made, behind marrying her husband and buying a house she loves the daylights out of.
Why? Archery isn't a sport that builds muscle, fluent body movement or produces a high heart rate that helps the heart. To me it seems a suboptimal hobby for a rationalist.
That's pricing the risk that it messes up your eye at zero. I don't think that's the right way to go about it.
I don't recall the exact numbers, but the risks were sufficiently tiny that I was not concerned about them. Anything that laser eye surgery can do to the outer layers of the eye I fully expect to be fixable in the ~30 year future before age-related eye issues become a problem for me. A great deal of the remaining "messes up your eye" scenarios are fixable by the surgeon. The truly horrific stuff means a malpractice lawsuit (or settlement under threat thereof).
I did some more reading on the risks from the website and handouts from the place I got my eyes done. 7% have their eyes over or under corrected and get re-correction in the first year. Serious complications are much more rare.
It goes without saying that you should do your homework and go to the best place you can find.
Persistent dry eyes is probably the most significant risk. Sounds minor, but isn't.
The risk of dry eye is because LASIK cuts a flap in the cornea, severing many of the nerves that sense irritation and dryness. Other procedures like epi-LASEK or PRK don't involve cutting into the cornea, so their risk of dry eye is much lower. Unfortunately, those procedures are more painful and take months to heal. They involve scraping the epithelial cells off of your cornea, zapping your eye, and then letting them grow back. On the bright side, there is no flap that can be dislodged by a blow to the eye.
I got wavefront-guided epi-LASEK a few years ago. My vision went from 20/200 to 20/15. It can be pricey ($5k), but it's definitely the best money I've ever spent.
My eyes have gotten noticeably drier since I got laser eye surgery, and I consider it minor - it's significantly less annoying than glasses. I may not have as severe a version as some, though.