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CAE_Jones comments on Self-Congratulatory Rationalism - Less Wrong
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I receive less in SSI than I'm paying on college debt (no degree), am legally blind, unemployed, and have internet access because these leave me with no choice but to live with my parents (no friends within 100mi). Saving for retirement is way off my radar.
(I do have more to say on how I've handled this, but it seems more appropriate for the rationality diaries. I will ETA a link if I make such a comment.)