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roystgnr comments on What is the most anti-altruistic way to spend a million dollars? - Less Wrong
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Thereby driving up the supply of payday loans, driving down their equilibrium cost? This hurts the existing payday loan providers, but to the benefit of their customers.
In a world with competitive payday loan markets and rational customers, sure. This is not that world.
Interest rate caps and implicit collusion: the case of payday lending
Poverty Impedes Cognitive Function