Other relevant differences might be that humans are never allowed to just 'die' of making bad financial decisions in countries like America - if humans make really wild spending decisions the state will at least feed and house them.

Perhaps charities would be a better reference class? If anyone can find any data I'll happily rerun the analysis, but 'age charities' will give you charities concerned with age and 'life expectancy charities' will give you charities concerned with life expectancy; it could be a bit of a slog.