Your chances of dying before middle age are relatively small. Your chances of dying in a way that renders your brain preservable, before middle age, are astronomically small. Thus, although whole life costs around 2^3 as much as term, whole life provides something around 2^8 the benefit.
Well that assumes that you do nothing to fund cryonics but purchase life insurance, right? And it also assumes that the economics of cryonics are basically static, right?
Hello,
one question that I don't see answered is what is the duration of your life insurance? Should I buy life insurance for 20,30 years or unlimited?
I could pay more for a longer life insurance or pay less for an insurance that will cover 20 years and invest the difference and then some so that by the end of 20 years I will *hopefully* have enough money to pay for cryonics out of my own pocket.
Has anyone done an analysis on that?