I would be delighted to explain!

I was referring to preparing for catastrophic OR probable outcomes.

I googled "stuff that happens to everybody" and similar queries to compile a list, and I now intend to go through that list and consider what I would have to do to prevent or deal with each eventuality. A lot of the time, the answer is "not signifcant enough EV to be worth doing something about." Some examples of common things I find significant enough to deal with: "Need to write something down, can't find a pen or paper anywhere," or "Running out of toilet paper in the bathroom".

For similar reasons, I googled for the most awful things that can happen to someone and started compiling a list. A lot of it is probably pretty improbable, but if it's sufficiently bad enough it may be worth trying to make that probability even smaller.

For the VOI visualizations