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I think most of these (all with the exception of "protecting one's investigations from being scooped" and possibly "protecting business secrets" or "THIS IS NONE OF YOUR BUSINESS") could fall under "protect you from a dysfunctional world", depending on the definition of "dysfunctional". That is a very broad reason, after all; almost as broad as "to protect you from negative consequences".
Of course, that implies that a non-"dysfunctional" world would be some variant of utopia - presumably one where everyone more-or-less accepts Adams' basic viewpoints.
Yes, if you label every reason to keep the world and his dog out of your business "dysfunctional" then the whole thing reduces to tautology.
As I say, Adams is not a deep thinker, he just plays one on the net.