Good call!
Yes, your theory is more prosaic, yet it never occured to me. I wonder whether purposefully looking for boring explanations would help with that.
Also, your theory is actually plausible, fits with some of my observations, so I think that I should look into it. Thanks!
The idea that it's a habit is, in a way, boring, true.
But when I read that industriousness and creativity can be learned like described in the learned industriousness wikipedia article, I was quite surprised. So the iedea isn't boring to me at all.
There are two insights from Bayesianism which occurred to me and which I hadn't seen anywhere else before.
I like lists in the two posts linked above, so for the sake of completeness, I'm going to add my two cents to a public domain. This post is about the second penny, the first one is here.