DanielLC comments on What's the right way to think about how much to give to charity? - Less Wrong
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I do not know how much the recipient should keep, but I still think it would be helpful for him to know that it's independent of his current salary. For one thing, it's awfully suspicious for the amount he should keep to be that close to the amount he earns.
Things like motivation-breaking also have to be integrated, but it's not enough to justify keeping 99% of his money. At that point, almost nothing is lost of he loses motivation, so the benefits of greatly increasing donation would seem to easily outweigh the risks.
By the way, you were implying that giving money to poor Africans is optimal altruism.
This is clearly false.
By doing so, you merely make up for other people's policy failures and create perverse incentives and moral hazards for the causes of poverty. In addition, other people are more likely than you to give money to the poor rather than to abstract causes, which means that you have an intellectual comparative advantage in focussing on those other causes.
I think all of the following are better candidates for hed.utils. than poverty relief: