That doesn't sound crazy at all. I mean at least not to me. At least not at 1 o'clock in the morning. It sounds like the most likely solution given complexity considerations. It is the most likely Tegmark 4 instance with weights inverse to complexity/size as in Solomonoff induction.
On the abundance of extraterrestrial life after the Kepler mission Amri Wandel
Some recent calculation of the Drake Equation with estimates of the likelihood and logevitiy of civilizations
Related: The Great Filter and Planets in the habitable zone, the Drake Equation, and the Great Filter