tgb comments on 2015 Repository Reruns - Boring Advice Repository - Less Wrong
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Keep track of your spending. This is easy to do with an app such as Mint.
Related: save a fraction of your income and set up your bank account to do this automatically so there is never the temptation to skip a saving.
I've been using Mint for a while and, honestly, I'm very unimpressed. You click on the "Trends" tab and what does it show you? A pie chart! Because that's obviously how you analyze your trends...
Actually I just went back there for the first time in a while and it's not as bad as I remembered if you're willing to muck around a bit. It does seem to hide the useful things under a few clicks and force you to do comparisons manually through filtering out certain categories instead of showing you them all at once, things like that. But it's still a lot better than going through a number of accounts. Also, you can type for suggestions when classifying things which is something I had missed before and was a major complaint, having to wander through their list looking for something. Still, though, I'd be open to suggestions for alternatives.