but feeling that way doesn't actually help me not be incompetent at life.
In fact, it's making you more incompetent. Knock it off.
You're engaging in the classic "How do I hate me? Let me count the ways." What's wrong with me? Why can't I do this? I recall taking something of a sadistic glee in my own misfortunes and failings. I used to call it "self sadism". And those were the good days. On the worst days, I felt powerless and hopeless. "Incompetent at life". This is a maladaptive use of attention.
It's neither helpful nor a good time. It generates depression. You're using your mind and attention in ways that hurt you. Do something else.
Wouldn't it be more fun to work and take your mind off things, and then have a little more coin in your pocket? You can always come back to making yourself miserable tomorrow. Or the next day.
Why don't you just see if you like that kind of day better?
The following may or may not appeal to you, but when I was in a similar state, I found it very appropriate and moving. See "Sucker Punch".
This is the first post of the 2015 repository rerun, which appears to be a good idea. The motivation for this rerun is that while the 12 repositories (go look them up, they're awesome!) exist and people might look them up, few new comments are posted there. In effect, there might be useful stuff that should go in those repositories, but is never posted due to low expected value and no feedback. With the rerun, attention is shifted to one topic per month. This might allow us to have a lively discussion on the topic at hand and gather new content for the repository.
The first repository to be rerun is the Boring Advice Repository, because of... on a whim.
Enter original motivation (by Qiaochu_Yuan):
The Boring Advice Repository is filled with lots of diverse advice, I've summarized some of it in a comment below.
So what should go here? To go with Qiaochu_Yuan again (adding emphasis):
I don't know if you should post new advice here or in the original repository. Perhaps search the old repository with ctrl+f (when on windows) and if you don't get results, post it here.