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James_Miller comments on Twenty basic rules for intelligent money management - Less Wrong
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Yes, but don't forget to put the expected costs of home repair in the spreadsheet (repair costs are implicit in rent).
Very true. I did. I forgot to mention that; The rule of thumb people give seems to be to assume you'll spend 1% of the home's value per year on maintenance. I assumed 2%, on the assumption that at first there would probably be lots of little things cropping up and I have no handy skills at all.