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Baisius comments on Effective effective altruism: Get $400 off your next charity donation - Less Wrong
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Comments (17)
It does not seem like the expected value of the probability of something slipping through the cracks would pay for the marginal increase in the credit score.
Disagree. Autopay minimum and set up charge alerts for anything that goes to the card. Approve of your heuristic in general - in thos case, though, the automation works well and reliably.
I was more making a point about the value of a credit score - mine is near perfect anyway. I have a mortgage and three permanent credit cards that I maintain, and no real blemishes.
How do you get to know your credit score?
For people who would otherwise not have multiple credit cards, the increase in credit score can be fairly substantial.
In addition to Dorikka's comment, you are not liable for fraudulent charges; usually the intermediating bank is.