Care to elaborate?

You just woke up. You don't know if the coin was head or tails, and you have no further information. You knew it was 50-50 before going to sleep. No new information, no new answer. I don't see what the "twist" is. Monty Hall, there's another information input - the door the host opens never has the prize behind it.

Or, another perspective : a perfect erasure of someone's memories and restoration of their body to the pre-event state is exactly the same as if the event in question never occurred. So delete the 1 million from consideration. It's just 1 interview post waking. Heads or Tails?