I think the evidence for the effectiveness of statins is very convincing. The absolute risk reduction from statins will depend primarily on your individual baseline risk of coronary disease. From the information you have provided, I don't think your baseline risk is extraordinarily high, but it is also not negligible.

You will have to make a trade-off where the important considerations are (1) how bothered you are by the side-effects, (2) what absolute risk reduction you expect based on your individual baseline risk, (3) the marginal price (in terms of side effects) that you are willing to pay for slightly better chance at avoiding a heart attack. I am not going to tell you how to make that trade-off, but I would consider giving the medications a try simply because it is the only way to get information on whether you get any side effects, and if so, whether you find them tolerable.

(I am not licensed to practice medicine in the United States or on the internet, and this comment does not constitute medical advise)