Most agree that the wave function is, in some sense, "real", but that's as far as it goes

Yeah. Note also that if you are observing a probability distribution, that doesn't imply that something computed the probability density function. E.g. if you observe random dots positions of which follow Gaussian distribution, that could be count of heads in a long string of coin tosses rather than Universe Machine really squaring some real number, negating result, and calculating an exponent.