One thing that makes Christianity such a powerful meme is that it has specifically developed defenses that seem designed to counter this kind of argument. They're actually written right into the Bible.
Matthew 4:7-
" 5 Then the devil took him to the holy city and had him stand on the highest point of the temple. 6 “If you are the Son of God,” he said, “throw yourself down. For it is written:
“‘He will command his angels concerning you, and they will lift you up in their hands, so that you will not strike your foot against a stone.’[c]”
7 Jesus answered him, “It is also written: ‘Do not put the Lord your God to the test.’[d]”"
Basically, the exact kind of test you're talking about, an attempt to falsify the hypothesis that God exists and will protect you, is something that you are explicitly forbidden from trying to do in the Bible. Even the act of suggesting it as a course of action is associated with the Devil.
The fact that Christianity has such well-developed internal defenses against being challenged is one reason it's been such an effective meme. Also, perhaps more interesting, I would say that the fact that it was felt that they needed to do so proves that even at the time the Bible was written there were rationalists (or at least proto-rationalists) challenging religion on rational grounds, and the early religious leaders felt the need to counter those kinds of arguments.
I recently spoke with a person who... it's difficult to describe. Nominally, she was an Orthodox Jew. She was also highly intelligent, conversant with some of the archaeological evidence against her religion, and the shallow standard arguments against religion that religious people know about. For example, she knew that Mordecai, Esther, Haman, and Vashti were not in the Persian historical records, but that there was a corresponding old Persian legend about the Babylonian gods Marduk and Ishtar, and the rival Elamite gods Humman and Vashti. She knows this, and she still celebrates Purim. One of those highly intelligent religious people who stew in their own contradictions for years, elaborating and tweaking, until their minds look like the inside of an M. C. Escher painting.
Most people like this will pretend that they are much too wise to talk to atheists, but she was willing to talk with me for a few hours.
As a result, I now understand at least one more thing about self-deception that I didn't explicitly understand before—namely, that you don't have to really deceive yourself so long as you believe you've deceived yourself. Call it "belief in self-deception".
When this woman was in high school, she thought she was an atheist. But she decided, at that time, that she should act as if she believed in God. And then—she told me earnestly—over time, she came to really believe in God.
So far as I can tell, she is completely wrong about that. Always throughout our conversation, she said, over and over, "I believe in God", never once, "There is a God." When I asked her why she was religious, she never once talked about the consequences of God existing, only about the consequences of believing in God. Never, "God will help me", always, "my belief in God helps me". When I put to her, "Someone who just wanted the truth and looked at our universe would not even invent God as a hypothesis," she agreed outright.
She hasn't actually deceived herself into believing that God exists or that the Jewish religion is true. Not even close, so far as I can tell.
On the other hand, I think she really does believe she has deceived herself.
So although she does not receive any benefit of believing in God—because she doesn't—she honestly believes she has deceived herself into believing in God, and so she honestly expects to receive the benefits that she associates with deceiving oneself into believing in God; and that, I suppose, ought to produce much the same placebo effect as actually believing in God.
And this may explain why she was motivated to earnestly defend the statement that she believed in God from my skeptical questioning, while never saying "Oh, and by the way, God actually does exist" or even seeming the slightest bit interested in the proposition.