> Moral questions are terminal. Ethical questions are instrumental.

I would argue that ethics are values that are instrumental, but treated as if they were terminal for almost all real object-level decisions. Ethics are a human cognitive shortcut. We need ethics because we can't really compute the expected cost of a black swan bet. An AI without our limitations might not need ethics. It might be able to keep all it's instrumental values in it's head *as* instrumental, without getting confused like we would.