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Mass_Driver comments on $100 for the best article on efficient charity -- deadline Wednesday 1st December - Less Wrong Discussion
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So, the project "global charity" doesn't have a single point of failure even if all individuals choose exactly one charity each.
But I'm not sure that I'm permitted to take the global point of view -- after all, I only control my own actions. From my personal vantage point, I care about charity and I care about preserving my own solvency. To secure each of these values, I should avoid allowing my plan for achieving either value to suffer from a single point of failure, no?
No.
Right, you should make sure your plan for personal solvency doesn't have a single point of failure. As for global charity, do you really have a plan for that? My model had been that you are simply contributing to the support of some (possibly singleton) collection of plans. With the objective of maximizing expected good. If the true goal is something different - something like minimizing the chance that you have done no good at all and hence miss out on the warm and fuzzies - then, by all means, spread your charity dollar around.