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MixedNuts comments on I want to save myself - Less Wrong Discussion
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That usually leads to repeating "I can't this year, but next year". If you get money from any source at all, it may be a good idea to donate some of it. Now, if someone pays for your needs but doesn't give you any money directly, that won't work - but it's much rarer.
I currently life 100% off savings. And been doing this for a while, but in a few month that might change.
Any donation I would make now would directly reduce my time horizon.