haven't read the rest of the comments, maybe someone already said this:
Here's some more fear for you: Being irrationally afraid of risk and therefore not doing things is drastically more dangerous than the things you are afraid of. Do the math, it's true!
good luck!
The cognitive distortion is called "catastrophizing", I think.
I'm afraid of unexpected, strongly negative events occurring to me without warning. Nothing specific, just a generalized fear. That fear is crippling me. Worse, there's a part of me that feels that fear is keeping me safe. "If I let go of that fear," it goes, "I would start doing things and then I wouldn't be safe any more."
I haven't filled out a job application in over a week, because doing so would force me out into the world if i got an interview, and into the world consistently if I got the job.