On this site there is a lot of talk about x-risk like unfriendly AI, grey goo or meteorite strikes. Now x-risk is not a concept completely confined to humanity as a whole but is also applicable to any individual that is affected not only by global risks but also by local and individual events. Has anyone here researched ways to effectively reduce individual catastrophic risk and mitigate the effects of local and global catastrophic events? I am thinking of things like financial, juristic and political risk, natural disasters and pandemics. So far I have found the emergency kit as designed by www.ready.gov, but I am positive that there is much much more out there.