Munchkinry is a terrible way to play a game because maximizing your character's victories and maximizing your and other players' enjoyment of the game are two very different things. (For one thing, rules-lawyering is a boring waste of time (unless you're into that, but then there are better rulesets, like the Talmud (Zing.)); for another, it's fun to let your character make stupid in-character mistakes.) It is a good way to live a life, and indeed recommended as such by writers of rationalist fiction.
Yes, but why do people seem to think that it should also apply to fictional characters (not PC), and people leading their actual lives?
but then there are better rulesets, like the Talmud (Zing.)
Or, you know, actual Law.
If it's worth saying, but not worth its own post, even in Discussion, it goes here.