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ChristianKl comments on Why is it rational to invest in retirement? I don't get it. - Less Wrong Discussion

20 Post author: diegocaleiro 16 May 2013 01:28AM

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Comment author: ChristianKl 16 May 2013 11:07:43AM 5 points [-]

Most people here live in rich countries - darn, hate to be the exception! - , and their state would happily provide them with at least the maximal retirement plan legal in my country (aprox 2000 dollars/month). And surely would provide them with double the minimal (about 200/month) if they needed.

It depends on your prognosis about the future. As the average person in society gets older it's not clear whether the state has still as much money for financing retirees as it does at the moment.

Comment author: RichardKennaway 16 May 2013 12:23:08PM 3 points [-]

As the average person in society gets older it's not clear whether the state has still as much money for financing retirees as it does at the moment.

In the UK it is clear: it doesn't. State pension ages are slowly going up, and the state pension isn't much anyway. It's no more than a safety net for people who haven't made their own arrangements. My occupational pension will be very much larger.

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