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Viliam_Bur comments on Why is it rational to invest in retirement? I don't get it. - Less Wrong Discussion
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I just realized that without knowing the costs of living in USA, these numbers don't mean anything to me. (I made cca $2000 a month in my previous job, and being homeless was never a risk.)
Well, if living abroad is an option, send these poor people to Slovakia, and they will live like... well, not like kings, but perhaps like junior computer programmers.