Small risk, large consequences, half the probability density on the next thirty or so days, the rest smeared across at least a year (short-term debt-ceiling increases with a replay of the standoff every few months).

Too late to fundamentally restructure my finances, at the moment I'm looking at simply having some liquid cash and stocking up on store-able goods ahead of time on credit so I can make payments for them with devalued future dollars if a default happens or pay them off immediately if it doesn't.